Rates

Effective Date: 06/01/2010

Savings Rates:	APR	APY
Regular Shares (Savings)	0.20%	0.20%
Special Savings Account	0.20%	0.20%
Individual Retirement Account (IRA) - Accumulator Accounts Only	1.00%	1.00%
Vacation Clubs	0.20%	0.20%
Holiday Clubs	0.20%	0.20%
Certificates	Ask for current rates

Effective Date: 06/01/2010

Loan Rates:
Overdraft Line of Credit	11.90%
Personal (Unsecured)	9.90%	12-36 months
	11.90%	48-60 months
New Car	5.50%	24,36,48 months no down payment
	6.25%	60, 72 months max term no down payment
		(72 month loan must exceed $25,000.00)
Used Car	2009 model year	same as new car rates
	2008-2005 model year	7.25% up to 60 months based on year/make/model
Shared Secured (100%)	3.20%
Second Mortgages		Re-Priced every January and July (Connecticut Only)
12 Year	Currently 4.20%	400 basis points above current six month Treasury-Bill
15 Year	Currently 5.20%	500 basis points above current six month Treasury-Bill

*APR = Annual Percent Rate
*APY = Annual Percent Yield