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Savings

We want to make sure your money is always working for you! And, you want to be certain that you're making the right decisions and earning as much as possible. Our savings and investment opportunities are designed with you in mind; to maximize your hard-earned dollars. We feature a wide range of savings and investment choices. And we can help you select the best alternatives to meet your current and future needs. Each member's savings are insured up to $250,000.00 by the National Credit Union Administration. Not one penny has ever been lost by a member of a federally insured credit union.

• SHARE ACCOUNT:
  Share accounts are savings accounts. This account pays quarterly dividends on the average daily balance. One can have joint owners and beneficiaries listed on these accounts.

• SHARE CERTIFICATE:
  These accounts are set up by the member at the time he/she purchases their certificate and receives the market rate at that time. We take great pride in making sure our rates are very competitive by consistently performing market evaluations.

• CHRISTMAS CLUB:
  Members may start their Christmas Clubs any time after the first week of November. There is no required amount of deposit. Funds are required to be kept on deposit throughout the year until disbursed by the credit union. Christmas Clubs are transferred to regular savings accounts on November 1st. Any early withdrawal by the member automatically closes this account and will be charged an early withdrawal penalty.

• SPECIAL SAVINGS/VACATION CLUB ACCOUNTS:
  This account may be used for any purpose the member wishes. Some reasons for this account include vacations, future car repairs, medical expenses, tuition fees, sewer assessment and many other good reasons to save periodically rather than trying to find money on a short notice for such expenses one may not foresee. Plan for the future so those unforeseen expenses do not jump into your budget and surprise you.

• IRA ACCUMULATORS:
  These accounts are for IRA deposits up to $5,500.00 per year and for those 50 years and over is $6,500.00. You may make deposits into these accounts via payroll deduction or bring it into the credit union anytime during the year. It is set up according to your preference. Visit or call us for additional details.